Trusted IT Solution for Banking and Financial Sector

SmartIn is a payment message transformation gateway that connects your core banking system to SWIFT, BI-RTGS and BI-FAST without disrupting how your bank already works. It sits alongside your existing systems as non-intrusive middleware, so your core banking stays the ledger of record while SmartIn handles format conversion, validation and routing.

• SWIFT MT/MX ready: Full ISO 20022 transformation aligned with SR2026 structured address requirements
• BI-RTGS and BI-FAST in one platform: Including BI-FAST through BI-SNAP compliant APIs
• Non-intrusive by design: No ledger posting, no fund movement, no core banking overhaul
• Faster go-live: A proven implementation approach that shortens your path to production

An integrated treasury management platform that helps mid-size Financial Institutions run money market, fixed income, FX, and repo transactions, with reporting, in one system.

• Quick implementation: go live in weeks
• Cloud and on-premises deployment
• Connects to core banking, SWIFT, RTGS & SSSS, Bloomberg and Reuters
• Regulatory reporting ready (Antasena)

SmartFAIR automates financial instrument accounting under Indonesian Financial Accounting Standards (PSAK). Available in two editions, it brings expected credit loss calculation, impairment, and regulatory reporting into one auditable platform

Two editions, one standard of accuracy

• Conventional Edition: PSAK 71 coverage, from staging and ECL modeling to amortized cost and impairment journals
• Sharia Edition: PSAK 50/55/60, 101 and 102 coverage, with native support for Murabahah, Mudharabah, Musharakah and Kafalah contracts

• Audit-ready by default: Traceable calculations from source data to final figures
• Regulation-aligned updates: Kept current with OJK and DSAK IAI requirements
• Built for Sharia banking: One of the few PSAK platforms purpose-built for Islamic contract structures